Our individualized approach results in
Responsive Solutions.
Lighthouse Insurance & Risk Management is dedicated to obtaining  the best and most all-encompassing insurance plan and lowest premium rate for every client. A culture of integrity and dedicated customer care is central to our agency’s core values.
My customers are not just numbers on a production line to me. Taking care of their needs and bringing them peace of mind is what they deserve.

– Lisa Carlson, President

Providing exceptional service for over 30 Years

Lisa has provided both personal & commercial insurance & risk management for our six skilled nursing facilities and home care businesses for over 25 years. She goes above and beyond what any other insurance agent would do. She protects our business as if it were her own. We couldn’t ask for better than that.
– Martin J Sbriglio, RN, NHA, DHL
CEO Ryders Health Management

Lisa Carlson is second to none. Anytime we have needed her, including at night or on a weekend, she has given us a call back quickly and provided advice on what we needed to do.  She has made sure our coverage is exactly what we need.  We highly recommend her for all of your insurance needs.
Karen & Jack Guarnaccia

I was paying too much for my home, automobile and umbrella insurance. Lisa found me a policy with more coverage at a cheaper cost. Many agents claim to provide help with insurance issue or claims, but I haven’t found one who came close to giving the attention she routinely applies to her customers.
– Joseph M  Nesta, MD

“I have been a customer of Lighthouse Insurance & Risk Management for the last 10 years. I can honestly say there is not a single vendor of mine that is as professional and customer service driven as Lisa and her team. She treats my business like it was her own business.”
– Karim Lakhani, Apex Tile LLC

My husband and I have worked with Lisa for over 10 years. She goes above and beyond anytime we have needed her, and with teenage drivers it’s been more often than we would have liked! Her commitment to integrity and customer service is outstanding. I have referred others, and they feel the same!
– Andrea and Dan Bednarz

Business Insurance
Specializing in…
Landscapers, Masons, Carpentry, GC’s, Electricians, Plumbers, HVAC Contractors, excavators, flooring, Commercial & Residential

Pizza, take out, dine in, family style, deli style, catering, banquet facilities


Skilled Nursing Facilities, Assisted Living, Home Health Care, Home Companion Care, Doctors offices, Physical Therapy


Stores, Shopping Centers, Art Galleries, Clothing, Beauty/barber Shops


Apartment Buildings, Condo Associations, Multi Family

From traditional property & casualty risks to more sophisticated businesses, Lighthouse’s team works to build the best program to protect your unique business.
Lighthouse has extensive knowledge & experience providing Workers Compensation programs to all industry groups. This includes self-insured programs, loss-sensitive plans and vast risk management services to help mitigate loss.
Enjoy the personalized & professional services that your business deserves. Lighthouse specializes in all lines of insurance and risk management services for skilled nursing facilities, assisted living and home health care.
Lighthouse meets all of your business bonding needs.
Personal Insurance
Risk Management Consulting
Lighthouse Insurance & Risk Management identifies potential risks for businesses that may result in reduced cash flow and higher insurance premiums. Risks are assessed, identified, followed by implementation of policies and procedures that serve to reduce claims.
Healthcare Consulting
Lighthouse Insurance & Risk Management works with skilled nursing and assisted living facilities, and home health care organizations to provide the best business insurance coverages, provide risk management services, including assisting to develop safety plans to reduce incidents and accidents.
Independent guidance. Powerful portfolio.

One of the key benefits of working with an independent agency is that we can provide products from a variety of different insurance companies, and help you compare different policy features and benefits in order to select the one that truly fits your needs.

Contact Us!

“I practice old school, customer-first services and will be happy to meet at your home or business to make it as convenient for you as possible. Just call, send an email or use the contact form to reach me.” – Lisa


Lisa@ lighthouse-risk.com

P.O. Box 995
Westbrook, CT 06498


Lighthouse Risk Management Affiliations: